“Mike is such a pleasure to work with. He is so knowledgable about the Des Moines real estate market and has a vast network of friends and associates. When I first worked with Mike, I had a house that needed to be sold in a less than desirable neighborhood. Mike was so patient and hung in there with me through all my frustrations. He is a true friend above all else and shows great compassion and true interest in people and their needs. Mike is indeed a GEM!” 

MIchele Powley

I have used Mikes' services to both buy a house and sell a house. In both cases Mike services have served me very well! I have always been most impressed with Mike's integrity, he cares about the person more than the commission. When I was looking for my first home Mike guided me away from a few homes I thought I wanted instead of getting the quick sale. Mike knew better than me what was a solid home and he found it for me. Thanks Mike!”

Joel Tesdall

 "I enjoy reading your newsletters, so please keep them coming as often as you like.  A few years ago, I helped Keith and Jane Christiansen move from their house on the south side to a new one near Bondurant.  Your name was on the for sale sign out front and you sold it for them.  How delightful to hear how they enjoyed working with you, just as we did in 1999.  You are a fine man."  

Mike Young

Do you know your credit score?  The Federal government has mandated that you are entitled to get a free credit report from each of the three major credit reporting agencies once a year, at no cost, and with no obligation to sign up for additional services.  Some folks choose to get their annual reports from one agency at a time and spread them out over the year, getting one every four months.  Either way, the site is www.annualcreditreport.com . 

It's important to understand that the other websites that offer credit repors, such as Free Credit Report dot com, all require you to sign up for their monitoring services, or to make a loan or credit card application, so they are not really offering a free credit report.  The only one that is actually free, with no obligation to sign up for other services is www.annualcredtreport.com .

As a rule of thumb, if your credit score is above 620 and you have a steady income source, I should be able to find good financing for you with the best available interest rate.  If your score is lower than 620, I may still be able to help you find financing with a very good rate, or help you know what you need to do to raise your score.  Call me for a free, no obligation, consultation.